936-632-8445 Lufkin, TX
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Build Your Future

Home Ownership

We build strength and stability by partnering with local families to help them buy their own homes.

Homeowner Applications are Currently Closed

We understand how important stable housing support is for local families, and we are committed to reopening applications as soon as we can. Please check back here or follow us on social media for updates.

Program Overview

For Prospective Families

We are glad that you are interested in owning your own home!

Habitat for Humanity of Deep East Texas chooses its homeowners based on three key criteria, evaluating applications without regard to race, religion, or background:

  • 1. Level of Need:

    Living in substandard conditions, overcrowded housing, high rent burden, or unsafe environments.

  • 2. Willingness to Partner:

    Perform sweat equity hours helping build your home & others, and attend homebuyer financial independence courses.

  • 3. Ability to Repay the Mortgage:

    Demonstrate stable income to cover the monthly zero-interest mortgage and property taxes over a 20-year term.

A homeowner receiving keys to their brand-new Habitat home

Do You Qualify?

If you can answer YES to all of the qualification questions below, you may be eligible to become a Habitat homeowner.

Local Residency

Have you been a resident of Angelina or Nacogdoches County for at least one full year?

First-Time Buyer

Are you a first-time home buyer, or has it been several years since you owned a home?

Willing to Partner

Are you willing to perform sweat equity building your home and homes for neighbors?

Stable Income

Can you prove a consistent, stable gross income for the past 24 months or more?

Background Checks

Will you allow Habitat to run credit, criminal background, and sex offender checks?

HUD Income Limits

Does your gross household income fall between 30% and 80% of the HUD median income?

HUD Income Limits Checker

Use our interactive eligibility checker below to determine if your household income meets the 2026 HUD 30%–80% guidelines for Angelina and Nacogdoches Counties.

Calculate Eligibility

Awaiting Input

Fill in your county, household size, and annual household income to check your general program eligibility.

2026 HUD Reference Income Limits (30% – 80% AMI)

Household Size 30% AMI (Extremely Low) 50% AMI (Very Low) 80% AMI (Low Income) Angelina & Nacogdoches (30% – 80% AMI)
1 Person $17,600 $29,300 $46,900 $17,600 – $46,900
2 Persons $20,100 $33,500 $53,600 $20,100 – $53,600
3 Persons $22,600 $37,700 $60,300 $22,600 – $60,300
4 Persons $25,100 $41,850 $66,950 $25,100 – $66,950
5 Persons $27,150 $45,200 $72,350 $27,150 – $72,350
6 Persons $29,150 $48,550 $77,700 $29,150 – $77,700
7 Persons $31,150 $51,900 $83,050 $31,150 – $83,050
8 Persons $33,150 $55,250 $88,400 $33,150 – $88,400

We'd Love to Partner With You!

Your organization, business, or religious institution can join us in our mission to change lives in Angelina and Nacogdoches Counties!

Get in Touch